Paypal has returned both of the MYR1.02 to my Maybank Visa Debit 2 weeks after from the date shown above. However, the MYR1.05 has been returned by Paypal to my PB Day2Day Visa Debit 3 weeks later. It has no any transaction record, but the holding amount has been reset to RM 0.00 under Account Details.

For Maybank, if you have M2U internet banking account, it will be shown under Accounts & Banking –> Savings Account –> Debit Card History as “PREAUTH SALE PAYPAL DATED 13/02/10 $1.00 RM1.02“.

When I was first curious about this amount, I searched through Google. I found that some Malaysians are having the same issue. So, part of them said they got back the refunds. I am not so sure when do I receive the refund, so I called up Maybank. One of the operator which is kinda impolite, insisted that the transactions are between me and PayPal and nothing to do with Maybank. So, they don’t know anything. I was wondering if they really couldn’t retrieve the information about the transaction. I didn’t ask much because of the impolite attitude. Until then, I contacted Public Bank, I clearly understand what happened.

As for Public Bank, if you have PbeBank.com internet banking account, it will not be shown in the e-statement or transaction history. It will only be shown under Account Inquiry –> Deposit Account –> View Details as “Holding Amount: RM1.05“.

I asked an operator about this holding amount. He said it was not the amount hold by the bank. So, I was asking for the transaction details. He, on the spot, look it for me and clarified for me that was an amount hold by PayPal. Further, the detail stated that the expiry date is 12/3/2010. He said this is most likely meaning that PayPal will refund this amount to me once it reaches the expiry date. I was thinking this is quite logic, as when I searching through Google, I see some of the people were saying they are refunded for the hold amount after few weeks.

So, let’s wait and see what am I getting for both banks after 2 or 3 weeks thereabout.

Here’s the post for Refund by Paypal for Maybank Visa Debit –>CLICK HERE

After that, I tried to look through google search and i found that tunemoney and pb visa electron are both confirmed that can be linked to paypal.. the annual fee of rm24 for pb visa electron is actually the reason why i didnt apply for it.. I go for a tunemoney card which requires rm12 annual fee which is a relevant fee.. now i feel kinda inconvenient whenever i wanna use my paypal because i gotta keep reloading my tunemoney card and always been charged rm0.50 through fpx reload, this is the cheapest way of reloading the card.. and now they had changed the fee system, annual fee rm12 is gone, but rm1.50/month fee came.. =.= so i am going to cancel it very soon..

Few days ago, i went to public bank to buy bank draft, so i saw this MU debit card and day2day debit card brochures.. i asked 3 officers over there.. 2 told me day2day card cant link to paypal.. and 1 told me he dunno what is paypal.. >.< so i decided to apply for MU debit card since the 2 officers said day2day card cant but MU card can link to paypal.. in this case, my MU debit card will be prepared after 2 weeks..

In fact, i was going to open a savings acc at public bank, so i decided to get the day2day card as my atm card because i can withdraw money unlimited times/mth without charging me fee for over withdrawal..When i reached home, i tried my luck to link the day2day card to paypal.. and it successful.. So, now my coming MU debit card is actually useless already..

Sometimes, I just felt that they didnt give us the accurate information and they didnt update themselves as financial institutions.. Just like the officer don’t even know what is Paypal.. >.< But anyway, I am satisfied with this day2day card.. unlike the maybank debit card, it can’t even use for online purchase.. seems like it has only two functions which are withdraw money and swipe at counters (so call “work like a credit card”)..